2012年5月23日 星期三

Jewelry Overtakes Electronics as Top Insured

Jewelry losses were the big ticket items in value and volume for property insurance claims made in 2011 according to Enservio’s annual Contents Claims Index (CCI). Claims for jewelry items rose from 13% among the top ten contents-loss categories in 2010 to 17% for Replacement Cost Value (RCV) in 2011, taking the top spot as the most claimed loss-item in 2011. Simultaneously, electronics dropped to the number two position,Find an authenticshoes in your team colors or from your favorite soccer teams that wear the Adidas brand. decreasing from 15% in 2010 to 13% RCV in 2011.the majority of athletes and the general public people loveallshoesworld These are a sampling of the top findings of the annual CCI announced today by Enservio, the nation’s leading provider of contents inventory creation, valuation and replacement services and software.

(*note:Replacement Cost Value/RCV defines the cost to replace property with the same kind of material and construction without deduction for depreciation.)

The Enservio CCI aggregates and analyzes cont ents claims reported by over 300 U.We present you a vast choice of cheap fashionairmax.S. property insurers, providing valuable insights into contents claims trends on more than 20 million individually appraised personal and business items claimed by insured as lost, damaged or stolen.Examine our Boat and Ship cartierreplicawatches here. The index consists of more than 2,000 categories and subcategories of millions of personal and business items — with thousands of new line item descriptions added every week.

2011 Content Claims Trends Revealed — Top Ten Categories

The Enservio CCI shows the top contents categories compiled from claims filed with insurers in 2011. Jewelry topped the list at 17% of RCV, followed closely by Electronics at 13%. Apparel and Furniture are tied for the number three spot at 11%, followed by Home Goods at 9%.

A true reflection of the tolerance and diversity of our individual beliefs and traditions as the human race is perfectly illustrated by this scene. If nothing, this tale has taught me how customs we embrace as a part of our identity are interpreted as strange by others.

On a cold, foggy morning in a lonely cemetery while a Chinese man offered a bowl of noodles to his relatives' grave site, a bemused Englishman who was holding a bunch of colourful flowers for his dead friend asked with sarcasm while pointing to the grave stone, "Round about what time do you expect that person to come out and eat this lovely meal?"

The Chinese man looked up and smiled coyly. He answered, "Well, around the same time that you expect your friend to come out and thank you for those lovely flowers!"

On issues of morality in our great nation, no stone is left unturned either. "Do this!", "Don't do this!" they yell. Let's highlight this as an example - people who criticize the way some ladies dress. WiFor more detailed search information about accessories ,th our abundantly rich culture inherited over the centuries some of my fellow gender wish to always emulate the scantily dressed ladies on Channel O. Don't get me wrong - there is nothing morally wrong if that is your choice. But it is clear that the true beauty and essence of an African woman is one who embraces her natural gifts, and nothing is more breathtaking than a Nigerian woman in traditional attire. One of my favourite authors, P.G. Wodehouse, once wrote that while looking at one woman during a dinner party he thought "she looked as though she had been poured into her clothes and had forgot to say 'stop!'"

I would like to tell you of a hilarious tale told us by a dear aunt: There was once a woman who was peacefully married to her husband when he married a second wife. The second wife was quite well-to-do and came into the house with expensive clothes, jewelry, plush furniture and all the latest gadgets. The first wife suffered many indignities and, amidst all these travails, dreaded armed robbers raided the house one dark and stormy night. The first wife's room was ransacked and nothing of much value was found; just when the armed bandits were about to disappear into the darkness of the night with their meagre findings (they had missed the second wife's room at the side of the house), the longsuffering first wife raised her hand just as a child in a classroom would and whispered in a halting tone, "Excuse me Sir, there is one big room at the side of this house with plenty, plenty nice things that you forgot. I will be happy to let you take everything there... Please don't be angry - go and check it please!"

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